TERMS OF USE

Learn about our terms of use

Introduction

Welcome to the website operated by Praxia bank (“We”, “Us” or “Our”).

Praxia Bank is a privately-owned bank, seated at 14 Agamemnonos Str. & Eth. Antistaseos, 152 31 Chalandri - Athens, Greece, that operates under the protection of the Deposit and Investment Guarantee Fund and the supervision of the Bank of Greece.

At Praxia Bank, we want to make money simple and fair for everyone.

For this reason, we have created the website www.praxiabank.com, to provide you all the information you need, in accordance with the terms of use set out below and all the terms incorporated by reference (the “Site Terms”).
Don’t forget we are here to help you. So, you can always contact Us by using the contact details set out below.

In what way do Terms of Use govern our Products and Services?

The Site Terms apply solely to your access to, and use of, the web sites or mobile applications of Praxia Bank, located at www.praxiabank.com and any other sites or mobile applications operated by Praxia Bank which links to these sites (the "Sites").  However, the Site Terms should be read together with the terms or conditions of any other agreement you may have with Praxia Bank for products, services or otherwise.  If there is any conflict between the two, the terms and conditions for the particular product or service will prevail.

Why is it important to read our Terms of Use?

As user or visitor of this website you are invited to read the Site Terms carefully before using the Sites. Your access to, and use to the content of, the Sites is conditional on your full acceptance of the Site Terms.  Therefore, your use of this website entails your unconditional and full acceptance of the Site Terms. Should you not agree with, or not wish to be bound by, the Site Terms you should not visit the Sites.  If you are using the Sites on behalf of any entity, you represent and warrant that you are authorized to accept these Site Terms on such entity's behalf, and that such entity agrees to be responsible to Praxia Bank for any violations of these Site Terms.

What you need to know?

1. Your Obligations
You may link to Our home page, provided you do so in a way that is fair and legal and does not damage Our activities and Our reputation or take advantage of it. You agree that you will not use Our Sites to perform any type of illegal activity of any sort or to take any action that negatively affects the activities of Praxia Bank. 

Therefore, you agree that you shall not engage in any of the following activities via Our Sites nor You shall help a third party in any such activity:

a. to use the Sites for any purpose that is unlawful and violate any law, statute, ordinance, or regulation;
b. use the Sites in any manner that disrupts its operation;
c. to make commercial use of the Sites or any of its content without Our express permission;
d. to attempt to hack, make unauthorised alterations to, gain unauthorised access to, or introduce any kind of malicious code to the Sites by any means;
e. to reverse engineer or decompile (whether in whole or in part) any software available through the Sites;
f. to make copies, modify, reproduce, transmit, alter, sell, license, distribute, publish or participate in the transfer or sale of, create derivative works from, or in any other way exploit all or any part of the Sites or any material or information contained in them (including the trade name, trademark and the remaining content of the Sites, such as programs, information and photographic material, data, software, graphics, logos, texts, news, products and services); 
g. to use the Sites to simulate communications from Us or another service or entity in order to collect identity information, authentication credentials, or other information (‘phishing’) and
h. to disguise or interfere in any way with the IP address of the computer you are using to access the Sites or otherwise take steps to prevent Us from correctly identifying the actual IP address of the computer you are using whilst accessing the Sites.

2. Our Obligations
Your privacy is always Our priority.

However, when you use Our Sites We may collect information about You, your computer and your interaction with our Sites.

Please refer to Our Privacy Notice and Our Cookies Policy for information on how we collect, use and disclose information from you. 

3. Our Liability 
We give customer service a high priority. Despite Our efforts We cannot guarantee the integrity, technical adequacy and uninterrupted operation of Our Sites and ensure that contain full, accurate, updated and clear information. From time to time, access may be interrupted, suspended or restricted, including because of a fault, error or unforeseen circumstances or because We are carrying out planned maintenance. 

We have put efforts into ensuring that Our Sites are error and virus-free. However, you acknowledge that Internet is not a secure environment and although We apply proper security measures and full security, it cannot be ensured as the data included in Our Sites could be infected, intercepted, or corrupted. Therefore, we cannot warranty that our Sites or servers, through which Our Sites are made available to you, do not contain “viruses” or other harmful components and We do not accept liability for any damage inflicted by viewing the content of these Sites.

Please note that Our Sites may contain links (including hyperlinks and banners) to third party websites. Rerouting to such hyperlinks is made for your convenience only and your visit and use of these websites is made exclusively on your own initiative and responsibility. We are not liable for the safety, operation and good use of the websites to which you may be rerouted and which are governed by their own terms and conditions. Furthermore, the content of these websites is determined by their administrators and the Bank has no possibility to interfere with their content. Therefore, We cannot guarantee the availability of such websites and assumes no responsibility regarding their content or the correctness, lawfulness and accuracy of the information uploaded on the same. Though, We are not liable for any loss suffered from your visiting and using third party websites.

4. Modification 
We always retain the right to amend the Site Terms and the content of Our Sites at any time without any notice to you on the sole announcement thereon. Any such updates will apply at the date that We state that these shall come into force and in any case not earlier than the date on which the revised Terms incorporating such updates have been posted. In this context, We recommend you revisit this page regularly. Your continued access to or use of the Site will mean that you agree to the changes indisputably.

If one of the Site Terms is found to be void or voidable, such term shall cease to exist without affecting in any manner whatsoever the validity of the other Terms.

Which country’s laws apply in case of disputes?

The SiteTerms are governed by Greek law. The interpretation of the Site Terms and any dispute arising out of their implementation are subject to the exclusive jurisdiction of the courts of Athens.

Do you need any help?

We care about Our customers and We are always here to help you. 
If you have any questions about the Site Terms, the Sites or Services, or wish to contact Us, you may do so in the following manner:

By post:
14 Agamemnonos Str. & Eth. Antistaseos
152 31 Chalandri - Athens, Greece


or

By email: 
here4you@praxiabank.com
By Our platform link at:
https://www.praxiabank.com

or just call us:
T: (+30) 214 4000 200